By Drs. Jason
Theodosakis and David T. Feinberg
Published: September 19, 2004
Parade
Magazine
For those of
us lucky enough to have medical insurance, the rejection of a claim can come as
a rude shock. After all, we have been paying a monthly premium with the
expectation that the cost of care will be covered when we need it. The
insurer’s decision can seem arbitrary, nitpicking or just plain wrong. Still,
as much as we may need help to pay for a particular
treatment, the prospect of fighting a bureaucracy can seem daunting and futile.
Trust us: It doesn’t have to be that way.
When your
insurance company tells you “no,” following a few simple steps often can get
the decision reversed in your favor. Here are the critical points: Please
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